¿Qué es un Fideicomiso?

If you’re a foreigner looking to buy property in the Riviera Maya, particularly in areas close to the coast or borders, you might have heard of a Fideicomiso. But what exactly is it?

A Fideicomiso is a essentially bank trust that allows foreigners to legally purchase property in Mexico’s restricted zones, which are areas within 50 km of the coastline and 100 km of the borders. Although foreigners can’t directly own land in these areas, a Fideicomiso provides a secure and legal way for you to enjoy property ownership.

How Does It Work?

The Bank Acts as Trustee: A Mexican bank holds the title to the property in trust on your behalf.
You Are the Beneficiary: You have full rights to use, sell, or rent the property just like a Mexican national would.
50-Year Term: The trust lasts for 50 years, with the option to renew it indefinitely.
Legal Protection: The Fideicomiso ensures your property rights are protected under Mexican law.
A Fideicomiso costs about $2,200 to setup and has a yearly fee of $500

With a Fideicomiso, you can safely and legally invest in your dream property in the Riviera Maya, knowing your ownership is secure and compliant with Mexican regulations.